Among the schemes of fraud cheats in the lead with car insurance (Video). In I quarter 2009 charges of insurers fell by 8%, and payments increased by 22%. Businessman Vladimir Masorin accused that he ran over the man, touching the reverse of the parking lot. Vladimir collision did not feel the car is no trace of impact, and a rearview camera a good review: see how a person stands a foot away. Most likely involves a businessman alleged victim to insure your health, and now seek compensation. Of Vladimir by the court was deprived of rights. "He told me alleges that he had a bruised hip and knee injuries, but at such a speed, 2-3 mph, so can you hurt?" - Sighs Vladimir Masorin. In an effort to earn extra money, people are rushing under the car, portray theft and hijack their own cars. The number of frauds of insurance companies operating in Russia for the year increased by one third. According to the insurers themselves, they can be prevented only a third of the fraud, ie, seven out of ten fraud still get paid. Moreover, the fraud is increasingly there are those who previously did not even think about it. "There exists a chain: the bankruptcy of the company - dismissal from work - no pay. And before that, two or three years is quite a happy life, when the loans were taken, when to buy expensive property, - says Director of Department of Defense and analysis Ingosstrakh Aleksandr Gulyaev. - And here, in these circumstances, unfortunately, all of the basest human qualities begin to manifest themselves. " Schemes with insurance fraud more than two hundred. Leading to delusions of popularity with car insurance. Contractual accidents, bogus burglary, arson staging car or insurance retroactively. Again reminded of the "match" on the road. Only now the crooks come up with more sophisticated schemes. This one is very popular in Moscow: after a put-on collision the driver pounces professional swindler. Call your insurance victim can not - at speculators 'jammers' mobile phones. After some time, allegedly called back from the insurance and strongly urged to pay money on the spot, promising to compensate. "We have them put in jail. According to another fight with scammers, with professional fraudsters, unfortunately, is impossible", - answers the question of how to combat the fraudsters head of the department of economic security business Rosgosstrakh Alexander Mozalev. Auto insurance is not limited to: setting fire to homes, portray Theft (Video). As a result, insurers are suffering multimillion-dollar losses. In the first quarter of this year, their taxes have fallen to eight, and payments increased by twenty-two percent. Especially hard small companies. And, suddenly, they go to the deception. "Here is the daddy - it's treatment, rather doing things. This is from May 2009" - demonstrates the chairman of the Society for Human motorists Sergei Kanayev impressive form collection of papers. For human rights activist Sergei Kanaeva every day turning fifty angry motorists. Complain about their insurers. Someone refused, someone underpaid, someone even went bankrupt insurance. Since the beginning of the year "Rosstrakhnadzor" revoked the licenses of 50 companies. "Companies seem to think a moment of crisis that it is necessary to reduce insurance premiums. I think now is a total challenge to all insurance companies, including the most famous" - suggests Sergei Kanayev. Hiding behind the cleverly spelled out contracts, insurance reluctant to part with money. Reduce payments, hiring their own appraisers. Violating terms, although by law the victim must receive compensation within a month. Finding excuses not to pay. Customers can only go to the courts. Many people do not stand up and repair the battered car at his own expense. As a result, in this confrontation are no winners. Unscrupulous insurers and fraudsters clients undermine confidence in the insurance system. And can bring up the fact that the Russians no longer trust their insurance money.
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