Rating of insurance companies

What is the most reliable insurance company, but with a better exercise the greatest caution? What the insurer pays a premium fair, and which obstructs its issuance? Answer these questions and more capable rating of insurance companies. This chart allows users to choose the best company. There are several methods of compiling the lists. One of them - the popular vote. Using this form, the best of the best determined on the basis of subjective evaluations customers who have already benefited from the insurers. The main disadvantage of such ratings - the possibility of stakeholders to influence the outcome of voting by bringing fictitious supporters. The second method involves analysis of data. In drawing up the short-list drawn the expert community, which exposes the assessment, focusing on specific data: the value of a company's capital, the number of clients, the amount of payments, quality of service, etc. For this reason, there is no single ranking of insurers. In the media, you can find many lists of popularity. Typically, evaluation of companies in each of them differ from each other. People look at the chart of the site "rating of insurance companies." The first place it occupies Rosgosstrakh voted by 52%, the second position AlfaStrakhovanie, and the third - Rosno. Also in the top ten markets include: Ingosstrakh "," FAC "," KIT Finance Insurance "," ASKO "," Renaissance Insurance, RESO-Garantia "and" Contact Insurance. Another approach is the agency "Expert RA". This analytical company annually sets the insurer rating is denoted by A + + (high level with positive outlook) to D (poor performance close to bankruptcy). According to the 2010, the highest rating assigned: «BTA», «VSK, Rosgosstrakh, ROSNO AlfaStrakhovanie, Energogarant, Kapital, RESO-Garantia", "Max", "Renaissance Insurance, Ingosstrakh and SOGAZ. The second group of reliability, means a stable outlook (A +), includes: "Avicos", "AFES", "VTB Insurance, ZHASO", "Concord", "Spassky gate", "Insurance Group IIC, Surgutneftegaz" , UralSib, "Zurich", Chulpan and Yugoria. Just a high level of reliability (A) was at: "Admiral", "Angara", "GUIDEH" GUTA-Insurance, Insurance D2 "," MSC-Standard, Mezhregiongarant "," Moscow "," NASCO " "ORANTA Insurance, United Insurance Company", "PARIS", "ERGO Rus", "YUZHURALZHASO and ASKO. Fortunately, unreliable insurers in the rating was not there. Despite the subjectivity of the majority of the ratings, still need to rely on their data when selecting an insurance company. The higher the position of the insurer - the higher the likelihood of mutually beneficial cooperation, which can manifest itself in quality service, low prices, policies, and fast payouts when the insured event.