Repayment mortgages maternal capital

The government wanted to deprive the Russians of this possibility from 1 January 2011. Mother's capital appeared in Russia in 2007. Since that time, family life, which came second and subsequent children have a right to receive financial support from the state. Money can be spent on improving housing conditions, education of the child and investing in the funded part of pensions. You also have the opportunity to cash out 12 thousand rubles. for everyday needs. It is logical that a large family needs to increase its floor space. Therefore, many "social unit" mother's capital spending to buy an apartment or repayment of a mortgage loan. Several years ago, paying off the mortgage maternal capital was limited opportunity to exercise this right prior to December 31, 2010. This measure effectively devalued the state support. In the future pension reasonable person is unlikely to invest - for many years the money will be eaten up by inflation. Opportunity to spend the money on a child's education is good, but realizable in most cases when you receive a student at the institute (in kindergarten with the school, few dare to spend a few hundred thousand). And 12 thousand rubles. with capital removes almost every family. Therefore, the most important bonus is the mortgage. Thus, the repayment of a mortgage maternal capital - an essential aid for the family. During his address to the Federal Assembly, President Dmitry Medvedev voiced the idea of ??removing the temporary restrictions on the use of capital funds for payment of mortgage loans. The legislator has taken into account this guidance. Therefore, on December 21 the State Duma passed a bill to the possibility of paying the mortgage maternal capital regardless of the date of signing the contract with the bank. Recall that in 2010 the maternity capital is equal to 343.2 thousand rubles. And from 1 January 2011 it increased to 365.7 thousand rubles.