Russians live one day!

According to the study, half of Russians are spending money on current consumption and do not delay. This is the conclusion the National Agency for Financial Studies (NAFI), polled 1,600 respondents in 39 regions of Russia. It turns out, the source said, the reserves of savings is only a quarter of Russians! Moreover, high-yield group of Russians (income per person over 30 000 rubles in Moscow and more than 20,000 rubles in other cities) are more thrifty than their counterparts. To admit 57% of high yield of the population. But the value of all stocks still relatively low. According to the Russians, only 8% of them can live on their savings over a year. Among the high-population - 17%. However, as stated in the study, with an increase in income increases people's propensity to save. For example, a group of high-respondents, residents of megacities, saves 80%, and spend the entire current income on consumption is only 16% of respondents. Remarkably, the most popular form of storage of current savings in Russia is still deposited in cash rubles. So voted 39% of respondents. Prefer bank deposits, only 23% of the population. Moreover, in 2009 the volume of public funds in bank accounts has increased by 26,7%. For example, 1 May 2010 he had already exceeded $ 8 trillion. Similar dynamics of the market, according to NAFI, was secured by three factors: the desire of citizens to save more, rising interest rates on deposits and a redistribution of population from more risky to less risky instruments. In 2009, the growth of savings amounted to 16,8% against 2,2% in 2008. Most Russians are still investing in Russia's largest banks: Sberbank, VTB 24, Bank of Moscow, Gazprombank and Raiffeisen. Moreover, the absolute leader is Sberbank of Russia (despite the fact that the bank is essentially surrendered their positions). Also became less popular to enjoy VTB Bank (24% vs. 36% in October 2008) and Alfa-Bank (23% vs. 26%). But most of all surrendered their positions Uralsib and the bank "Russian Standard" (13% vs. 28%). In general, the share of top 30 banks have now more than 75% of all deposits.