Sberbank became the leader in selling insurance

In 2010, the income of Sberbank of advisory and information services amounted to 9.6 billion rubles. That more than in 2009, 16 times, according to Vedomosti. And, as a source told the director of finance department of Sberbank, Alexander Morozov, to sell insurance policies of partner companies accounted for more than 50% of this amount, ie, at least 4.8 billion rubles., or 5% of net profits of the bank, which amounted to about 183.6 billion rubles. Thus, in the "Savings Bank" can be issued an insurance policy of certain liens, and voluntary program of collective life and health insurance, as well as life insurance and comprehensive insurance car purchased on credit. At the same time at the bank stressed the key principle of work is voluntary. If a potential customer does not wish to be insured in a bank, it does not mean that he refused to provide banking services. What is the size of the commission Sberbank receives from insurers, was not disclosed. But we know that with the advent of German Gref, accreditation has become easier, and the list of partners has grown considerably. According to Expert RA "Paul Samieva by Liens of legal persons the commission may be about 20-25% of the premium for motor insurance - 15-25%, and mortgage life and health insurance - 20-30%. True, not all experts agree with this assessment, because at an average commission of 20% of Sberbank sold to policyholders at least 24 billion rubles. And last year even the largest insurance companies failed to achieve similar results.