Sberbank sets individual loan rates

Savings Bank goes to an individual system rates on loans. Now everything will depend on personal assessment of the borrower, and not on whether it has benefits or not. A new technique that will work in the autumn, suggests the introduction of lowering or raising factors within the current range of interest rates on loan for each borrower, depending on his credit history, financial status and other parameters, the newspaper Kommersant. "This system allows for centralized data processing, to take into account all the indicators of the borrower and based on the scorecard to form a customized proposal for the cost of credit», -