Securities allowed banks to earn more, almost 90 billion rubles

Gain on revaluation of Russian banks' portfolios of securities (excluding bills) on April 1 this year rose to 89.3 billion rubles from 46.1 billion rubles on March 1. This is evidenced by statistics of the Bank of Russia. A month earlier, banks' profits from the revaluation amounted to 46.4 billion as of January 1 - 16,3 billion rubles on December 1, 2009 - 14,5 billion rubles, November 1 - 14,5 billion rubles. Then re-evaluation was positive for the first time since June last year. Recall that in February 2009, bank losses were the highest and amounted to 191.1 billion rubles. From this month, they began gradually to decline. Meanwhile, the volume of loans to Russian banks (including Sberbank) non-financial institutions, despite the incantations of the authorities, not increased. However, the good news is that he has ceased to decline. Since February this year it fell by 0.7% in February and in January at 0.3%. The share of overdue loans to non-financial institutions amounted to April 1, 6,2%, virtually unchanged compared with March 1. On January 1, the proportion of the delay amounted to 6,1%. First Deputy Chairman of Bank of Russia Gennady Melikyan reported that the Bank of Russia, excluding the Savings Bank in March for the first time since the beginning of the year increased their loans to companies (1,5%). After the first quarter of 2010, loans to non-financial institutions (including Sberbank) decreased by 0.9% against the growth of 4,8% over the same period last year. The volume of loans the company made on April 1 12.424 trillion rubles, almost unchanged compared to the amount on March 1. On January 1, this figure was fixed at 12.542 trillion rubles. In this case, there is a recovery in retail lending. Russian banks (including Sberbank) to increase its portfolio of loans to individuals at 0.3% versus a decrease of 0.6% in February and 0,8% in January, according to the review of the banking sector, published on the website of the CBR. The share of overdue loans to individuals amounted to April 1, 7,4% against 7,3% on March 1. On January 1, the proportion of the delay amounted to 6,8%. The volume of household loans amounted to April 1, 3.536 trillion rubles to 3.526 trillion rubles on March 1 and 3.574 trillion rubles on January 1.