Moody's has revised its forecast for the Russian banking system from "negative" to "stable". As positive signals, analysts note the capital stock, reserves for loans and high liquidity of banks, noting, however, poor quality of banking regulation and supervision. Significant stock of capital from Russian banks, as well as the amount of reserves for loans, has improved the liquidity situation in the sector, Moody's allowed to change the outlook of the Russian banking system from "negative" to "stable". Liquidity in the banking sector has grown due to the influx of deposits, and credit conditions have become more resilient, according to the study of the agency. At the same time, Moody's experts point out that it still remains weak banking regulation and supervision, reports the business newspaper "RBC daily». Commented board member Smolensky Bank Yuri Petruschik: "The situation in the Russian banking is far from excessive optimism. Indeed, the main problem today is the presence of "toxic assets" - portfolios of low quality. These assets have not disappeared and remain the "powder keg", which "sits" the majority of credit institutions. Delay "puts pressure" on capital, causing build substantial reserves, and reduces profitability. Accordingly, a solution to this problem, which, by the way, the banks were left alone, and will ensure recovery of the financial system in Russia. Under the current scenario, significant improvement is possible only together with the recovery of the economy. In addition, long-term money, borrowed by banks at high interest rates earlier, "work" more and interest rate risks, as the loan rate has been steadily declining. Forecast revision can be considered objectively certain "advance" the Russian economy. In fact, it is - a positive signal to foreign investors. "
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