Social networks replacing banks

Experts say a new trend in the financial market: today's young entrepreneurs looking for investors in sotsseti than go to the bank. For example, many projects have been implemented by such sites as ProFounder.com, Peerbackers.com, Kickstarter.com and IndieGoGo.com, transmit Vedomosti. Resource of this nature allows each entrepreneur to create a profile, it needs to specify the amount, explaining how the funds will be spent, as well as set the end date of collection. Further, in the case included investors. If they are interested in the project, they can invest money in it. As a general rule, employers can collect about $ 10 thousand, while by the investors is invited to a rather symbolic rewards such as coupons or free samples. This also applies to owners of these sites, which take a relatively small percentage of the funds collected for the entrepreneur. True, the rules may change, and faster to collect the money, the entrepreneurs can offer investors a more "expensive" fees. As noted by Vice President for Business Ewing Marion Kauffman Foundation Bo Fishbek, much more novice business people like to collect small sums of money from ordinary people than the "forced to fork out the rich." One representative of a new wave of entrepreneurs have taken advantage Chang in September this year the site ProFounder, the source said. He invited the network of 75 family members, friends and acquaintances, asking them to invest his project. As a result, Chang managed to raise $ 54 thousand Now all 19 people who invest in the project will receive over four years of 2% of revenues the shop. Generally similar idea appeared a couple of years ago to help the representatives of creative professions to raise funds for the completion of their projects. Meant that the major funds will come from their fans. However, with the advent of Facebook and Twitter funding was wearing a massive hrakter. As a result of our growing social networks are quietly been squeezed from the market of other sources of funding, and young entrepreneurs looking for investors exclusively on the Internet.