The State Duma Committee proposed eliminating

Today at the meeting of committee of the lower chamber of Parliament on Financial Markets proposed to apply to the State Duma, the government and demand to eliminate insurance company HMLA. Note that the top managers of the Agency for Housing Mortgage Lending and Rosstrakhnadzor opposed this decision. In their view, established company is absolutely essential for the development of mortgage insurance in Russia, and lower rates of housing loans for the people. Meanwhile, the committee's decision to talk not only about what the insurance company HMLA not required, but are also encouraged to return to the federal budget 1,5 billion rubles, which make up the authorized capital of this "daughter". According to committee chairman Vladislav Reznik, a type of insurance, as mortgage insurance, there was no market. "Thus, quite incomprehensible and illogical to an insurance company, which will deal with reinsurance," - said the deputy. Creating a company is - a bad precedent. In the world created by such reinsurance companies in the 50's and 70's, including in Germany and France. But as a rule, the experience has always been bad, reminded Resnick. However, the CEO of HMLA Alexander Semenyaka said: "In reaching this decision, you worsen the availability to humans (mortgage) in terms of rates for a loan, they will be 2-3% higher, and quadruple the debt burden of the loss of the apartment." Chapter Rosstrakhnadzor Alexander Koval noted that the structure on March 23 received an application from the insurance company HMLA for a license, and it will be dealt with in accordance with the rules within 60 days. According to him, even though mortgage insurance in Russia is underdeveloped, but it is essential, and the market is interesting. "