State Duma suggested rid of bankers from the paper

Banks will be able to get rid of the need to store documents in paper form - a draft was in the State Duma. Savings on the rejection of paper documents in large banks is estimated at 100 million rubles. per year. Experts note that store electronic copies of documents will have a CB, or high risk of rapid destruction of documents by unscrupulous players. Writes about this on Tuesday, May 10 edition of Kommersant. A bill amending the laws "On Banks and Banking Activity" and "On Archive of the Russian Federation," Deputy Anatoly Aksakov introduced to the Duma last week. It is assumed that lenders will be able to document (preparation and storage of records, as well as financial and statistical reporting) in both paper and electronic form. Currently, it is obligatory paper document, e-mail can be used only by banks separately. Under the bill, the categories of documents that can be submitted in electronic format (without the original paper), will have to define the Bank of Russia for 180 days from the date of enactment. According to the developers of the bill, he had already discussed with the Central Bank and was approved by the regulator. According to the developers of the bill, its passage will allow the banks to save on paper-. "The material costs for paper-based workflow and the cost of storing documents in paper form are more than significant", - stated in a memorandum. It is estimated the project developers, the average cost of storing documents in paper form for the largest Russian banks in the tens of millions of dollars a year. Market participants are more modest in cost estimates for the traditional method of storing documents, while recognizing the economic feasibility of the proposed changes to the deputies. According to the vice-president VTB 24 Valeria Mendusa, the annual cost of the bank to organize their own archives and supplies account for more than 100 million rubles. Agrees with this assessment and the head of the organization operating the retail business at Alfa Bank Natalia Sosnina. In addition to storage costs, additional funds required excavation and movement of the regulator to check large volumes of paper documents, she adds. "Storage and processing of archival documents on paper requires a separate space and extra staff - said predpravleniya Raiffeisenbank Pavel Gurin .- The transition to electronic records, of course, will significantly reduce costs, simplify and accelerate data collection, processing and systematization of information, as well as ensure the swift provision of documents. " "In the long term, the transition from paper to electronic databases will allow a major market players significantly streamline costs", - said deputy president of the bank's "Opening" Anatoly Baptist. However, there is in the bank electronic document and the minuses. "Often, before the revocation of the license control the bank's employees are trying to destroy the documents - said the bankruptcy trustee bank" Dialog-Optim "Andrei Sergeev .- Of course, getting rid of digital copies in this case is much easier than from paper, to exclude such risks can only if electronic copies of documents will be stored in the Bank of Russia. "