Wednesday, June 1, 2011

Swindle with bank cards

Credit cards have become a real alternative to cash. On the one hand they are comfortable and offer their owners the ability to remotely buy various goods and to travel freely on the planet. On the other hand - are the target of many scams that can instantly decimate an electronic purse. Psevdobankomat To receive money from your card, fraudsters need to know the information posted on it and a password. This problem is easily solved when you're self-report data without knowing it. So can happen if you suddenly try to fly unreal ATM. You insert the card, enter data, then the device generates an error and report failures. Machine to read information and referred it scams - now they can do with your money or anything else. Our advice: use the services of only the proven ATM. At the official terminal contains contact information about the bank. Beware of free-standing ATMs installed in questionable places. And where is the money? Sometimes stealing bank notes can be mechanically. Some scammers cleverly glued tape opening the ATM, through which issued notes. You spend the operation, the machine announces the successful issuance of money, but they do not appear because of a blocked exit. Once you get tired of a process to identify errors, you move away from the terminal, and fraudsters peel tape and take your money. Our advice: Always check the labels and the absence of additional devices on the ATM. If you find them - immediately call your bank and report the problem. Distraction During the salaries of the ATM is usually a queue of several people. When you insert your card into the terminal, enter the password and the right to issue an amount may happen something unexpected. For example, standing beside a girl drop a bag with products that fall to the feet and you have to help her. At this point, standing beside an accomplice can quickly grab the money and run away. Our advice: Do not join the queue at the ATM. If you are trying to divert the time of receipt of money, cancel it immediately and take an ATM card. Only then react to others. You a letter! Regularly fraudsters send emails to customers of banks with a message about troubles with their cards. To resolve this misunderstanding, it is necessary to send the card number and PIN. Sometimes, such requests are received SMS or phone calls. Our advice: never tell anyone details of the card and its password. No bank employees or law enforcement agencies - no one the right to request such information. Sale of Internet fraud often with bank cards is done with the help of Internet sites. It could be twins known chain stores or sites with an offer to buy the product / service for little money. The customer enters their card details - and they instantly become a bully. Our advice: use for online purchases only known portals. For operational tracking card balance check sms-information regarding the account. Once you start receiving information about the debit card will be blocked immediately and ask them to freeze the operation. Do not lose sight of the theft of money may also occur in a restaurant or store. For example, you give the seller / waiter your card for payment. He may leave the premises for the transaction. If this happens without your presence, there is no guarantee that an unscrupulous employee can perform the operation twice. Our advice: Never let go with your bank card out of sight. Always watch for how the process of debiting. This article analyzed the most popular ways of frauds with the use of bank cards, but scammers are not sitting in one place and constantly invent new ones. Use our tips - and maximum protection against fraud is guaranteed.

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