Wednesday, June 1, 2011

Virtual credit card

Given the fact that the number of purchases occurring in online stores, is growing every year, the payment systems market a new product - a virtual credit card. Typically, these cards can pay for your purchase at the online store and pay for internet hosting, buy a plane ticket, train, book a room and make a bunch of other operations that are available on the Internet. True, it is necessary to understand, the validity of a virtual credit card is very limited. Usually it is only 3-12 months. Another fundamental difference between the virtual cards from the "real" is that the former is not issued on hand. After registration you get a secret number of 16 digits and three-digit code that improves security card. To date, virtual card offer both banks and payment systems. For example, from credit institutions, such proposals have in Sberbank, VTB 24 and "Alfa Bank." Regarding the latter, then you can draw a virtual map in the "Alfa-Click, and the client chooses the maximum limit above which to spend money on this card is impossible. Also, the owner of this card is an opportunity to block it or delete it. Their virtual credit card is issued and payment service QIWI. Purchase card can be in any payment terminal, and replenish the balance - through «QIWI purse." After registration card to the specified number will receive a message with the necessary data: the card number, expiration date, accurately and secret code. True, the invoice amount is limited, it varies from 1 USD to 15 thousand rubles. And with any purchase bank fee will be 3.5% or no less than 25 rubles. And you can use the card only to those websites that accept payment VISA. The service life of electronic plastic up to 3 months from the date of purchase, after all unspent amount is automatically transferred to the «QIWI purse." The advantages of virtual cards One of the main advantages of virtual plastic is the cost of its maintenance. For example, a six-month use of such cards will cost from $ 2 to $ 10 depending on the services provided by one or another bank, or the amount of funds in the account. In addition, not all the usual credit cards can make online payment. Another priority of the virtual credit card - in its security. Even with a strong desire to fraudsters are unlikely to use your secret code and remove the card money. A virtual card for today is one of the safest ways to pay for purchases on the Internet, so we try to provide this opportunity to as many of our customers, -

No comments:

Post a Comment