The volume of mortgage loans has declined

From 1 January to 1 February portfolio of mortgage loans fell by 1%, from 1.181 trillion rubles, up 1.17 trillion. This is indicated by the data of the Bank of Russia. Moreover, the delay during this period increased by 2,7% and amounted to 31.87 billion rubles. Note that does not count restructured loans. That is, when the bank sees that the client is insolvent, he may be willing to restructure. For example, it can increase the percentage of the loan, but allow temporarily pay interest or to postpone the period when you need to completely pay off the bank. Naturally, in this case, the credit becomes more expensive. But he does not count as overdue loan. Therefore, the real delay longer.