The fact that the mortgage - an expensive exercise, you will remind all. Even at the stage of the application for credit, you will incur financial losses. May still not too late to change your mind? Once you cross the threshold of the bank just as you learn that in addition to interest on the loan, you pay more variety of fees. For example, some banks still practice to raise money for loans. And it may be 3% of the total loan. Just to review an application for a mortgage, too, will require money, like opening an account. Costs According to experts, all fees are in addition to "steal" from your purse to 30 thousand rubles. And that's not counting the associated costs. For example, each bank in real estate valuation only works with certain companies, which, we note taking for their services is not enough. And you at the conclusion of the contract will have to evaluate property and to do it you'll be out of pocket. The average score takes you another 10 thousand rubles. Plus the services of a notary. Of the major expenses can not be mentioned - insurance. No bank will issue a mortgage until it is issued an insurance contract. The price of the policy depends on many factors, but will average 0,1-1,5% of the cost of credit per year.
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