What determines the compensation for deposits

In the near future, the DIA will not raise the threshold for insurance reimbursement of deposits, told Vedomosti Turbanov: the financial opportunities the agency permit, but there is no economic need. To assess the need to increase payments to depositors, the DIA uses five indicators: three macroeconomic and two describing the financial capabilities of the agency. Now, none of them "do not lit," assured Turbanov. The first - the share accounts of citizens to be covered by the insurance industry, according to him the Russian system is "almost the most generous in the world," says the head of the DIA: it "covers 99,6% of all bank accounts of citizens in the world practice the desired threshold is 90%." In the EU, even after increasing the threshold for coverage up to 100,000 euros insurance system covers only 90% of deposit accounts, he said. Other macroeconomic indicators - the average salary: in 2010 it amounted to 21,000 rubles. per month, or 38 times below the limit of the sum insured. This is a big gap: when CER was administered, the compensation exceeds the average salary of 17 times. The indicator is that the insurance amount should cover the contribution of the man who he would form, putting in 10% of salary for 15 years, says deputy director of the DIA Andrei Melnikov. For details, read the newspaper Vedomosti.