What is often the cause of debt on the loan?

Collection Agency Sequoia Credit Consolidation "conducted a study and found that borrowers are no longer considered the main cause of the crisis of debt on the loan. The result was that in the first half of 2010, the number of debtors, who called the crisis the main source of their troubles, decreased by 14% compared with last year and now stands at 30%, writes "RBC daily». "Today, debtors less indicate the crisis as a reason for the delay on the loan. But this does not prevent them from finding other reasons: someone was ill, moved, died, changed jobs, there were extraordinary expenses, or simply do not have money », -