What threatens to delay the loan?

Credit - a serious test. Not all of his passes, allowing, for example, late in their payments. Many borrowers do not worry this is not seen, but severe bankers can put a serious mark on your entire credit history of all overdue payments to the bankers sent to a credit bureau, where the "bad" information required ENTERED in your file. That's how you can easily spoil your credit history. But there are exceptions in arrears. • Criteria for the delay serious violation - failure to return the full loan. With such borrowers bankers do not even talk. They get a firm refusal. • secondary violation - repeated failure (from 5 to 35 days). Considered to be negative, but since the credit still put out, the decision to issue a new one bank accepts, at its discretion. • normal violation - a single violation (no more than 5 days). In most cases, but not always, this delay does not prevent the granting of credit. With the letter of the law There are a number of disorders that can ruin a credit history, even if the loans back on time: • • judicial violations a criminal case • alimony