Where to invest?

All financially literate people know that free money is better to invest rather than keep my grandmother in the attic. Firstly, because they do not depreciate in the case inflyantsii, and, secondly, they will be bringing you a steady income. However, for this will need to still make a good contribution. Bank deposits Banks are a popular way to invest among Russians. First, make it pretty simple, and secondly, reliable. In principle, the way it is, for the opening of the contribution does not need to have special knowledge, just go to the bank to issue the contract and make a minimum amount of down payment (from a few thousand rubles). As a rule, each bank there are several types of contributions: The more a term deposit, the higher the interest rate. Usually the term deposit range from one month to several years. However, if you hope to get a high income, here you will be disappointed. Bank deposit has a low profitability, which will suffice only to protect savings from inflation, and that not in all cases. Unit Investment Fund SIF work lies in the fact that you trust to manage your funds to others for a fee, which is a few percent per year from the contribution of each shareholder. So, you make a down payment, and in return receive shares. With regard to the management company, it will at its discretion invest money in various stocks, bonds and so on. On the one hand, mutual funds provide an opportunity to obtain a high income, but again, no one guarantees. Much depends on the fund, which you have chosen. In general, there are several types of mutual funds: open (to trade shares for cash can be in any day), interval (exchange occurs only during certain periods of time) and closed (by the end of the term of the mutual fund). OFBU general funds of bank management is not unlike the mutual fund, except that your funds are administered bank, rather than the fund. In addition, OFBU may be made riskier trades, which can lead to loss of money. However OFBU can bring big returns. In general, this is a pretty good opportunity for those who are not afraid to take risks and wants to get a quick profit. Equity Funds can invest in equity securities t.e.aktsii. When he bought them, you automatically become a part owner of the company and are entitled to part of its profits. As a rule, many people prefer to buy assets of large companies and state corporations. Special demand has always enjoyed the shares of Gazprom, Sberbank and VTB. Real Estate can also bring good income. Firstly, it can take that will provide you a monthly passive income, and, secondly, successfully re-sell, although this is not always easy. Business If you have money you can invest them in developing their own business. Of course, it is risky, because the guarantee that it will go up the hill, not at all. However, sometimes the risk to expectations. Besides, if you have a ready business plan and you may one day hatched the idea of ??creating your own business, it's worth to try. Remember, no one rich man in the world do not amassed his fortune on what worked for someone else, any success begins with your own business. There are plenty of ways to invest: currency, stock market, start-up projects earnings in the Internet, and more. etc. Above all, carefully read all the markets, look what they have to offer and how it will be interesting to you.