Who can get a mortgage?

Money likes expense. So who does not know how the bankers. Therefore, they are so carefully and attitude with their kilentov, exploring them through the "X-ray lens. Firstly, there is a standard age. So, for him to get a mortgage can be a man of 21 to 60 years old or a woman from 21 till 55. According to the head direction of mortgage bank AB Finance Tatiana Schwab, school usually ends at age 17, and hence a steady income generated after 20 years. Bankers also calculable, that payments on the loan the borrower had made before his retirement. Conditions, of course, a significant condition is a Russian citizen and the availability of local registration. True, if a person from another region to buy property there, where the bank is located, then no problems should arise. For many banks is indicative of the marital status of the borrower. The presence of family and children - a positive factor. If a person is married, his life is stable. Bankers believe that if one spouse to begin the financial problems they will solve the second half. Work Experience All the banks are demanding continuous service to its customers - it can not be less than 6 months. The converse is talking about labor issues and possible financial difficulties. Official income necessary to confirm a help 2-PIT received from the employer. Typically, the payment amount must be less than 50% of the monthly salary of the borrower. When you request a large loan bank offers its borrowers to draw up to five wealthy co-borrowers or guarantors. One of the problematic factors for some men, is the need to provide a military ID. This document requires a number of banks.