Wednesday, June 1, 2011

Who Russians borrow?

Not always for the money they go to the bank. Commissioned by the Vedomosti was conducted online poll, which was attended by 2,5 thousand adult respondents. It turned out that most people in the 27% of cases, apply for loans to relatives. The next most popular source of credit have become friends, to whom the money go 17% of the citizens. Only 8% of respondents prefer to apply for financial support to the bank. Most often this occurs at the age of 25-44 years. In rare cases, people borrow from work: 2% of their colleagues, and 1% decided to apply to the employer. In this regard, surprisingly, 43% of Russians do not need a loan and rely exclusively on their own resources (including people over 45 make up 59%). On the other hand most lenders are willing to lend a small sum of just friends (48%) and then the relatives (24% of respondents). The older a person becomes, the more he gives money to his relatives rather than friends. To lend on the job without question ready 10% of citizens. Up to 30 thousand rubles. willing to lend people close to 23% of the people, for friends in 22% of respondents, this plank is lowered to 1-5 thousand rubles. It is noteworthy that 70% of Russians over the last year were not more likely to borrow money. All this proves the weak development of the Russian monetary system and a lot of room for its development.

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