Who will protect the rights of Russians?

Insufficient domestic legislation and an underdeveloped system of protection of human rights makes the most of our fellow citizens vulnerable to the arbitrariness of the different organs. Buyers often are dissatisfied with the producers, borrowers - banks, creditors and interest holders - the co-investors. So understand then: who, how and what to protect? Meanwhile, bank.ru tried to figure out who is ready to help cheated people and what support they should expect? Protection of the borrower that the borrower needs to be protected, and therefore need to create some impersonal entity that would regulate relations between the bank and its customer, said a long time. Even "The central bank had planned to create a kind of oversight functions, so to speak, an analog Rospotrebnadzor. However, prior case somehow it never came. But recently the situation has changed kaardinalno: banks have got its own judge. In early September, not without the support of the Association of Russian Banks (ARB) was established by the Financial Ombudsman apparatus, headed by Pavel Medvedev. Of course, I would like to believe that the new body would start in earnest to protect bank customers, but the beginning is poor. It is known that the body operates on a voluntary basis, but so far to sign the agreement and take into account all the Ombudsman's decision resolved only six banks. Which 5 volunteers were exceptionally subsidiaries of foreign banks. Domestic banks are also not in a hurry to provide the possibility of a third party to decide questions of a controversial nature. Consumer Rights Protection Most of the buyers at least once in life, but had to deal with "bad" product. Some accidentally bought expired products, others are married in the clothes, the third proves to be defective or that the device - in general, such cases are many. And to date, the main campaigner for the rights of consumers is the "Federal Service for Supervision of pravpotrebiteley Protection and Human Welfare" or familiar to us Rospotrebnadzor. Thus, the site Rospotrebnadzor can find all information about the order of receipt and consideration of citizens in electronic form. Text size can not exceed 10 thousand characters. Petitions received with incomplete or inaccurate information about the sender, without specifying the name, surname and patronymic name, complete return mailing address will not be considered. There is another similar body: "Society for the Protection of Consumers' Rights, an existing one, if not in every city, exactly in all regions. All these and other business organizations are a kind of controls between the consumer and the manufacturer or seller and act in accordance with the Law "On Protection of Consumer Rights. But here comes the fun part: the law has a backbone and contain links to other regulations, so no wonder it is called "vertical". In addition, it is no news that today, if the consumer and can count on reimbursement payment from the manufacturer or seller, then relatively small. Perhaps she could hardly cover the money spent on litigation if it is, of course, generally carried out. Protection of equity holders for the first time about the problem defrauded real estate investors have started talking a few years ago, when the 2005 Act came into force "Participation in the shared construction of apartment buildings and other real estate ...." The law established a valid contract form of equity participation in the construction of apartment buildings, aimed at protecting the rights of individuals from unscrupulous developers. He also had to regulate the possibility of investing money by individuals in the construction and tighten oversight of the developers, increasing their responsibility. However, since the law came into force, most developers have ignored the law, coming up with various schemes of circumvention and leaving, thus equity holders have no rights. On the day there segodnyashy state agency designed to protect the rights of defrauded real estate investors - is Mosnadzor. Body site you can find information for developers and for co-investors, and regulatory documents, and projects that are just being developed, and many others It is true that defrauded real estate investors themselves of this assistance is not always happy. For example, only six months ago they created a social network "Odnodolschiki.ru, which accounted for more than 30 thousand families who put money into housing, but it never received. Therefore, it is not clear what is the best: help from the authorities or support associates?