Why are dangerously negligent attitude to debt repayment?

Fun with bank bad. Therefore, by signing the loan agreement, the borrower becomes a "soldier". If you wake him up at 2 am, he just snapped, what day it pay on the loan and how much. But, unfortunately, not all are. For irresponsible borrowers from banks in store its methods of action. The main course, financial. Not paid on time on credit, obtain additional fines. If the hints of "hang" in the air, the Bank refers to the court. According to the court bailiffs can already remove the debtor's property. Unpleasant moments to help banks in the fight against negligent borrowers can come and Penal Code. Is there a couple of articles: "Fraud" and "fraudulent evasion of debt repayment, which may send credit the debtor's jail. But mostly it's "heavy artillery" and not use it often. Loan default will lead to the fact that the borrower will receive a negative credit history and no longer be able to take credit or receive a ban from leaving the country. Charge the borrower has a debtor who does not want to spoil your credit history, there is always a way out of difficult situations. He needed only to notify the bank and ask for delay in payment. Most often, agencies are going to make concessions.