The Russians have money in the bank despite the fact that the yield of deposits continues to decline. Thus, according to data released by the Central Bank, deposits of individuals in domestic banks on November 1 has exceeded 9 trillion rubles. Given that the projected Finance Ministry, the country's budget up to 2010 should be about 7 trillion rubles, the gap turned out significant. It is worth noting that in October the volume of deposits was 8.8793. In total for the current year's cash flow to banks increased by 21,3%. However, deposit rates has declined significantly. So, if last year anyone could make a contribution by 15-20%, by October 2010 average achieved the following numbers: ruble deposits - 7,57%, dollar - 3,32%, euro - 1,9% per annum, and by November reached a record low - 3.1%. As a result, the bank offers retreated to the crisis period, when a similar figure was reached in August 2008 Similarly, fared only in January 2001, then the yield on deposits down to the level of 3,3%.
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