All the fun of living banks and their clients in our review last week. Monday: The banks are suspected of laundering 120 trillion rubles. According to the Federal Financial Monitoring Service, the first ten months of this year the number of economic transactions of suspected money-laundering, has grown substantially. So, in 2010, the Office has received over 5.6 million messages from financial market participants. And the vast majority of complaints (90%) came from the banks, the rest fell on the insurance companies, pawnshops, pension funds, the operators to receive payments, etc. It is worth noting that the year before the regulator was noted 4.7 million messages for a total sum of 57 trillion rubles. And in 2008 the number of messages received by 15%, but it amounted to only 69 trillion rubles. The current amount of 120 trillion rubles. exceeds the GDP of the country three times and represents about 60% of turnover from bank accounts associated with the service economy. Started for the purchase of words. Recently, in Rospatent their applications filed several lending institutions. "PSB" wants to register the word "Vintage". This is done to protect their own interests and to block the possibility of using "vintage" in the advertising of other structures. The Bank extends the practice to register the names of deposits and other financial products. The same path walked largest bank - Sberbank has registered the phrase "map of your desires." Application for registration filed Bank Avangard, who wants to own foreign names «Air bonus», «Avangard miles» and «Air miles», - probably because that lender will call the program of cooperation with one of the airlines. Potanin sells stake Rosbank. Well-known Russian businessman Vladimir Potanin plans to sell its stake in Rosbank Company "VTB-Capital". Partly securities institutions used to secure the loan VTB at $ 3 billion in volume of shares to Potanin additional issue is 19,3%, and after it drops to 14%. Source Agency said that the securities Rosbank will just sold and not handed over for debt. Representatives of the parties declined comment. Tuesday: "Alfa Bank" and "VTB 24" will share their ATMs. Back in early November, announced by Chairman of the Board of Alfa-Bank Rushan Khvesyuk. According to him, the merger should have happened in the same month, but come December, but the changes did not follow. In fact, the union will take place in the first half of 2011, explained the situation the director of retail business "VTB 24" Georgy Gorshkov. Now, customers of both banks can only wait: When Alfa-Bank and VTB 24 will join the network, millions of people will be able to withdraw money in an interest-free 7 thousand ATMs country. America stopped printing dollars. Specialists of the U.S. Federal Reserve (Fed) have been married in the new 100-dollar bills on his manual correction may take 20-30 years. In February 2011 the light should be new hundred dollar bills. To date, printed 1.1 billion units, a third of whom were married. In the manufacture of money folds formed - this leads to nedopechatannyh elements. The nominal value of marriage was equal to $ 110 billion, which is the tenth part of all dollar reserves in the world. «Siemens» to open the bank. The company has received permission to conduct banking activities. In the near future, the concern intends to open «Siemens Bank GmbH». The new structure will not be engaged in service of individuals. Its customers will be private companies and governments. In its activities it will focus on the provision of guarantees and loans to industry, health, energy, as well as in trade finance. Wednesday: The client returned to the bank the extra 900 thousand rubles. An unusual event occurred in the "Baykalbanke. Employee of the lender mistakenly transferred businessman Sergei Mordovia instead of 100 thousand - 1 million rubles. Shortage was discovered only a few hours after the incident. Businessman cashed the money to pay salaries to its employees. The cashier handed him ten packs of bills. Entrepreneur put them in a bag and went to his company, which gave money to the accountant. Later in the afternoon Mordovia went to the bank to return the extra 900 thousand rubles. Representative of the Baykalbanka "said the agency plans to encourage their honest customers. Bank "Revival" was attacked. Press office issued a credit institution in the media an official statement. It argues that the call center receives numerous questions from customers concerned about the stability of the bank in the light of financial constraints, "one of the suburban lending institutions." Cause for concern investors "Renaissance" began coming to them SMS messages calling to collect money from the bank. In this incident management agencies appealed to the Central Bank and asked the police to find those responsible. Thursday: The central bank has forecast for 2011, According to the chairman of Bank of Russia, next year loan growth of about 20%. Already, there is good growth dynamics, Sergei Ignatiev, - 1,5% per month, while the share of overdue debt is gradually diminishing. However, it is possible that by the end of this year or first quarter of next central bank raised the refinancing rate. For several months, the regulator does not raise rates, keeping them at a minimal level (7.75% per annum), but now the bank does not exclude such a possibility. Baturin left without a bank. Its share of the Russian land bank "the wife of ex-mayor has sold six private companies. For many, this news was a surprise. More recently, based on a published media report, the Bank concluded that in the next 5 years Baturin will increase foreign exchange balance of the credit institution (more than 35 billion rubles) and the volume of assets (more than 5 billion rubles.), But this week it became known on sale 98.11 % of shares of a financial institution. The transaction had taken place on 22 October. Baturin is not a shareholder of the bank on November 13, said in his message, RZB. Friday: Social networks displace banks. Experts note a new trend in the financial market: the young entrepreneurs looking for investors in sotsseti than go to the bank. For example, many projects have been implemented by such sites as ProFounder.com, Peerbackers.com, Kickstarter.com and IndieGoGo.com. Resources of this nature allow each entrepreneur to create a profile, it needs to specify the amount, explaining how the funds will be spent, as well as set the end date of collection. Further, in the case included investors. If they are interested in the project, they can invest money in it. As a general rule, employers can collect about $ 10 thousand Antimonopolschiki stood up for small banks. At the forum "Russia's financial system: post-crisis future" deputy FAS Andrey Kashevarov country's banking system compared with confectioner who sells cakes (small cans) and cake (large credit institutions). In his opinion, it's silly to give up cake, if they are in demand by consumers. "How can a small number of players in the market to provide a quality service? .. Can not be excluded from the life alive "- was indignant speaker. Bank of the week - "Baykalbank. He has a bona fide customers who are able to return extra 900 thousand rubles. Balance of exchange: the past week the dollar lost 40 cents, reaching 30.86 rubles., While the euro fell by 76 cents, having fallen to 40.93 rubles.
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