As collection agencies paid back through the courts?

We have our reader is in trouble will not leave even if he stumbled and owes the bank a tidy sum. Therefore, take a look at the other side of the barricades. What will the banks and collection agencies when the entire arsenal of "peace" means exhausted? Thus, the negotiations reached an impasse. Credit the debtor does not want to pay, and no admonition to him not acting. Bank or collection agency to court. There they provide a statement of claim, and documents proving that an individual N has the same amount. In court, the statement applies to the lender payment of state duty payment and other statutory documents. After which the judge within 5 days it takes to produce documents or returns, if it finds any such errors. Finale of thing for a long time will not be considered. But the fact to execute the court decision will take between 6 months and more. Bailiffs must first give the borrower the opportunity to voluntarily pay the debt. If the reaction continues, the "zero", the bailiffs will impose arrest for all property. We add that the law bailiffs can not take away from the debtor's ordinary household items and furnishings, personal belongings (clothing, shoes). But better, of course, to this point is not to bring. The Bank is always ready to meet, if he sees that the debtor wishes to pay, but it is now difficult situation. So try not to delay payments, and if this happens, go to the dialogue to the bank. Margarita Shirokova