How different mortgages for certain types of borrowers?

For a banker, we all "one person". But the state tries to make some distinctions, and thereby assist the socially vulnerable. For example, have long been in our country has a federal program "a young family - affordable housing." Participants in the program if they are a married couple under 35 years may be eligible for a subsidy for buying a home. Money can go to build a house, pay your mortgage and the interest thereon. The amount of financial support up to 35% for families who have no children, and 40% for those who have started at least one child. To participate in the program you want to be on the books to improve housing conditions and have the necessary income to repay the loan. Military mortgage special conditions are provided for members of the armed forces. Everybody can take part in a funded program. After three years of the military can buy housing on the available amount. If it is not enough, you will need to obtain a mortgage loan. Loan repayment will be due the state. As the benefits provided for the possibility of postponing the payment of interest on the loan. Credit can be taken for a period of three years to reach the borrower age 45 (retirement). The minimum initial contribution should be at least 10% of the cost of purchased housing. Maternal capital in selected categories are borrowers who choose to pay the mortgage maternal capital. Such a possibility is there for families who dared birth (adoption) of two or more children. The state provides them with clearing the maternity capital amounting to 365.7 thousand rubles. (Indexed each year). This money can be used including the payment of the mortgage loan.