Assets of the largest Russian banks have decreased and profits increased

Last month of winter this year, the assets of thirty largest Russian banks decreased by 0.2% - to 21.193 trillion rubles as of March 1 to 21.253 trillion rubles on February 1. This is illustrated by the summary statistical information available on the website of the Central Bank. Profit rose in February by 54% - to 48.975 billion rubles as of March 1 with 31.694 billion rubles on February 1. As of March 1, thirty largest banks in Russia includes: Absolut Bank, Bank Ak Bars, Alfa-Bank, Bank VTB North-West, Moscow Bank, Bank Saint Petersburg ", BIN, BSGV, bank" Revival , VTB, VTB 24, Gazprombank, IBRD, MDM Bank, Nomos-Bank, Nordea Bank, Bank Petrocommerce, Promsvyazbank, Raiffeisenbank, Rosbank, Russian Agricultural Bank, Russ-Bank, Sberbank, Svyaz-Bank, Citibank, TransCreditBank, NB "Trust", the bank Uralsib, Uniastrum Bank and Unicredit bank. Data Bank of Russia shows that Russia's banking system is stable. The average size of capital adequacy thirty largest banks in Russia increased compared to that on February 1 (19,91%), and by March 1, fixed at 19.96%, while the minimum allowed value of 10%. Note that the loan quality has deteriorated proportion of loans that fall into the first category of quality with no risk of return, fell on March 1 to 43,5% (against 44.0% a month earlier). The share of loans to the second category of quality (with moderate risk) rose to 37.6% (from 37,5%), the proportion of loans falling into the third category of quality (significant risk) increased, reaching 8.7% (versus 8.4 %). The share of "bad" loans and the most problematic loans in terms of probability of return (the fourth and fifth category of quality) rose slightly - up to 10.20% (from 10.10%). That is, more than 10% of loans will not be refunded. And it's official statistics! Without regard to restructuring and other games with the accounts. Until a rising trend of "toxic debts" does not disappear, recovery credit is not worth waiting, especially concerned individuals and long-term loans, like mortgages.