Assets of troubled banks will give healthy

Such a decision came to the Ministry of Economic Development last week. So, if before the transfer of assets occurred only when the bank was in financial recovery mode, but now it can make an organization recognized by the bankrupt. Amendment stimulated himself "Central" and "Deposit Insurance Agency (DIA), perdayut Vedomosti, citing the deputy general director ASV Valery Miroshnikov. During the crisis, this mechanism has already been tried, but after the successful practice of officials resheli enter it on a regular basis. Among the advantages of the new rules the authorities release a few items: cost of the estate, efficiency, profitability of both depositors and bank employees, there is no need to write off or sell at a liquidation price assets that are yet to recover. In addition, the department already has calculated the amount that was saved Deposit Insurance Fund: 13.8 billion rubles. And still get to keep the branch network of banks and there was no mass layoffs of employees. But most interesting is that the banks taking assets, there is always a return vozmozhn6ost agency bad credit. But the terms of the offer and loans have been and will remain strictly private. As noted by one of the bankers, the competition largely defeated banks offering the smallest amount of redemption. The remaining creditors will receive the same money as the approach their turn and sell the debtor's property in parts, their relationship did not change, informs the source. True those holders of deposits, the amount of buyout exceeds 700 thousand rubles. Will be able to immediately gain access to them, rather than waiting for completion of the estate. Already, with the amendments to the law, everyone can be found on the website of Economic Development.