Finam covered 10 million rubles.

That is the amount now needed to replenish the deposit to a minimum. The general trend towards reduction in lending rates has made unprofitable for banks placing depositors' money under the pre-crisis interest rates. If people 1-2 years ago, suffered their money into banks by 15-20% per annum, but now these figures with difficulty and only in some short of 8-10%. Today the winners are the people who have made replenishable deposit for several years. For them, it became very profitable to report the money into such accounts. But for the banks has become a problem, because under current conditions is extremely difficult to earn a bonus saver and even themselves in the loser does not stay. Lending institutions have started to introduce fees for additional accommodation facilities, which caused a number of checks from the Federal Antimonopoly Service. Kommersant reported on a new obstacle deposits from the bank Finam, which increased to 10 thousand times the minimum amount of additional fee - from 1 thousand to 10 million rubles. Officially named the reason - high interest rates on deposits placed by 31 March this year. Experts are divided in the estimates of the barrier. Some believe that if the contract provides for a unilateral increase in the minimum amount of additional contributions, the claims against the bank can not be. Others consider this a violation of the legitimate interests of depositors, who were counting on some conditions of savings and have a completely different, but still provides for a contribution, not falling within the mandatory insurance funds. Bank Finam was opened in 1994. As of July 1, this company takes 222 place in the ranking of banks with a net worth of 1.3 billion rubles.