In the fight for the client, they lowered interest rates on loans and canceled a number of commissions. At least 12 major banks in the country over the past six months have improved the conditions for mortgage lending, reports Lenta.ru. In "VTB 24" and the ruble exchange rate fell 0,6-1,95%% in Sberbank to 0,75-1,5%, in the Agricultural Bank loans fell 1,5-2,25% in RosEvroBank "1-1,5%, in ATM-bank" and «DeltaCredit» ruble-denominated loans dropped in price by 0,75% per annum. Also abolished the commission for the study of the application for the partners in the bank, "Housing Finance", "UniCredit" did not take a commission for arranging the loan for real estate, and B & N refused to additional charges when considering a mortgage application. Experts estimate that the average price of mortgage products in October this year for ruble loans was 15.71%, while loans in U.S. dollars - 13.25% APR. The maximum term ipotkredita to buy an apartment reached 50 years. According to the government program developed by 2030, 60% of Russians will be able to buy a new home on credit, which cost over two decades should be reduced to 2-3% per annum.
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