Judging by the actions, the bank intends to minimize the percentage of overdue loans. According to RBC daily », in the coming days," KIT Finance "will give to the Agency for Restructuring of residential mortgage loans (ARIZHK) 600 mortgage loans totaling up to 1 billion rubles. For this he can get a state-owned bonds. This package is the second tranche, which the bank sends a ARIZHK. First - there were 800 loans and was sent to the agency in July of this year. But of them were returned to approximately 40% of the loans that have been recognized neproblemnymi. Pay for the remainder of the assets were also bonds. Still, the bank managed to clean up their portfolio a bit distressed mortgage loans: delinquency decreased from 13.7 to 12.3%. The second batch of bad loans can lower this figure to 11.5%. Thus, KIT Finance will give a ARIZHK troubled mortgages amounting to approximately 1.7 billion rubles. That is about 5% of the total mortgage portfolio. If this cooperation will continue, the credit institution may refer to restructure mortgage loans up to $ 4 billion rubles. Such operations are aimed at raising funds, will help the bank to pay off debts before Railways (which is a shareholder of KIT Finance "). While the company has returned to railwaymen 2.5 billion rubles. from 22.5 billion rubles. taken by the bank for five years.
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