All the fun of living banks and their clients in our review last week. Monday: Orient Express Bank captured the favorite holidays. From now on, other banks can not use the word "New", "Christmas" and "vacation" in their advertising campaigns. Litigation began in early summer when the "Orient Express Bank filed a lawsuit against the bank" Russian Capital ", previously used the word" Christmas. " History of the ban on the use of celebratory words began last fall, when the "Orient Express" sent out to several banks out of the top-100 Letter of the fact that a trademark owner for these words and use these words in the title of banking products is now prohibited. Serious threat to not take the bank "Russian Capital", who lost the court with the copyright holder. Named sum, which the residents of Moscow and the region are willing to pay a mortgage. About 25% can be spent for this purpose, 9-15 thousand rubles., 20% would have made up to 9 thousand rubles., 10% under the force to pay 21-27 thousand rubles., 5% are willing to part with 27-36 thousand rubles. per month and only 2% may be paid over 36 thousand rubles. These data demonstrate that many potential home buyers with difficulty assess their financial capabilities. Even if you take out a mortgage 3 million rubles. for 20 years at 13% per annum, the monthly payment of debt service will amount to 35.147 thousand rubles, and if it goes on an apartment in Moscow and the amount of the loan of 5 million rubles., then the regular payment amount to 58.578 thousand rubles .- this payment ready Only a few buyers. Tuesday: Named the number of poor people in Russia. Their 18.6 million people. Over the past year the number of people with earnings below the subsistence minimum ? 5,518. decreased by 200 thousand people. According to the head of Alexander Rosstat Surinov, a significant number of people still turns to outsiders on the background of very rich Russians, whose incomes are often higher than in the most prosperous countries. But these figures, according to officials, allow to call our country a country with an average income that is "a decent achievement." Putin «Lada» stand on the conveyor. The representative of the Automobile Igor Burenkov said that in November, will start small scale production line for assembling «Lada Kalina Sport» canary color, which is officially called "ripe lemon. Until the end of December, sales will go 500 such machines, which have already been ordered by dealers enterprise. Price Putin's model is 374 thousand rubles. As usual «Lada Kalina» is in the range 260-270 thousand rubles. Declaration of war exchange. Brazilian Finance Minister Guido Mantega said that the global economy is in the war. Successful countries are vying with each other in the direction of lowering the value of their national currencies, which leads to higher profits from exports. This trend restricts imports and lower trade surplus. Many of the Russian financial experts believe that the Russian ruble as undervalued. Its real exchange rate against the U.S. dollar should be at level 1 to 20 instead of 1 to 30 as at present. This ratio is more beneficial to the economy, as sold overseas oil and gas returns to the state budget rather than large amounts, than at the rate of 1 to 20. A similar situation occurs in other countries, where governments committed themselves to the weakening national currency, that Guido Mantega called "war of currencies". Wednesday: What accommodation can be rented for 10 thousand rubles.? The network went online-conference "Autumn inflated the price of rental housing?". The participants discussed the main market trends and the actual cost of rental property. In recent months, rental housing in the capital has risen. Now for 20-23 thousand rubles. You can rent a tiny apartment with total area of ??18 sq m. The simple room would cost 10-15 thousand rubles. However, over 10 thousand rubles. You can find a room in a remote area of ??Moscow. Those who are willing to spend on rent and 18 thousand rubles. Can count on a 1-room apartment in the suburbs. There, but for 20-22 thousand rubles. You can find a 2-bedroom flat at around 30 km from Moscow. Brazilian bankers refused to work. Nation-wide protest announced union of bank employees. He disagreed with the proposal of the National Banking Federation, which wanted to raise the salaries of bankers on the inflation rate - 4,3%. Trade union leaders demanded the bankers to raise the salary by 11% and make more attractive bonuses and social package. The strike was attended by about 460 thousand bankers at different levels. Thursday: Rosgosstrakh no longer "state." The state put up for sale 13.1% stake in Rosgosstrakh, which were acquired company "CSG assets." Step auction totaled 100 million rubles. And the initial price of the lot - 8.674 billion rubles. At the state share claimed by another company OOO Rosgosstrakh, but its active participation was required. Both structures belong to Danilo Khachaturov, who is the principal owner of an insurance company. At the auction was taken only one step. The state ceased to own part of Rosgosstrakh in just 2 minutes. Last day of the heat exchangers. Limitation is the decision of the Central Bank, who demanded to close all offices of banks involved in only one function - the transfer of funds from one currency to another. This decision was taken a half years ago. The central bank repeatedly made criticisms of the exchange points, which some people called "obmannikami. In some of these institutions cheated customers and underlay them counterfeit banknotes. Ulyukayev called for fiscal revolution. Deputy Chairman of the Central Bank has published a provocative article in which he urged the government to withdraw from the social rate. The banker asks the Government to tighten monetary policy, namely: to raise the bar of minimum capital and reserves for all banks, but also affect the reduction in paid them bonuses and dividends. He suggested that severely limit the budget deficit and eliminate it from the "short-term budgetary revenues. According to Ulyukayev, to restrain unreasonably high increase of pensions: to raise retirement age on a holiday and refuse to increase payments in excess of inflation indicators. Friday: "Savings Bank" buy, "three". "Savings" on October 4-5, can get up to 33% of the company Troika Dialog. The transaction price is projected at $ 450-500 million, scientists estimate, "Troika Dialog" is estimated at $ 1 billion, respectively, the bank will buy assets with a decent bonus of 50-60%. It is planned that each shareholder will sell 50% of its shares. In considering options for the prospects of acquiring a controlling stake. Thus, the Troika Dialog can stay one independent holder of 36.42% stake in the person of African «Standart Bank». Russian students climbed into American wallets. The prosecutor's office in New York spread information about the excited 21 criminal cases that are suspected of 37 citizens who came to the U.S. on a student visa from Russia, Moldova and other former Soviet republics. To date, 20 suspects were detained and 17 people still in hiding from the investigation. Most of them from 20 to 23 years. Scammers from countries in Eastern Europe with a virus «Zeus» kidnapped bank details and passwords of small companies and municipalities of the United States. Having received information that the suspects were transferred money to accounts opened under false passports. Lending remains a mystery. Most Russians have only a vague idea about the conditions of taking the loan. This statement was made at an international conference "Credit cards: an effective business," Deputy Director General, National Agency for Financial Studies Dilara Ibragimov. Only 4% of respondents know that the total cost of the loan must be expressed as a percentage per year on average. The fact that the entire amount of the loan expressed as a percentage for the entire crediting period have 11%, other 8% suggested that this sum in rubles on average, while the majority (53%) believe that the full cost of the loan - the amount in rubles for the whole crediting period. The most unusual event of the week: French police are looking for the robbers, robbing stores with a vacuum cleaner. Innovators have created a special apparatus with which they suck money out of pnevmotrub on which bills are moved from the cash in safe deposit boxes. Thus, recently, in the heart of Paris, was robbed store «Monoprix». Attackers could suck out of the safe 118 thousand euros (4.9 million rubles).. Balance of exchange: in the past seven days dollar fell by 44 kopecks to 30.5 rubles., While the euro appreciated by 41 kopecks to 41.66 rubles.
No comments:
Post a Comment