Patient's life insurers are estimated at 2 million rubles

In Russia, the draft law on civil liability insurance of medical institutions. Now, each health facility will be required to insure the liability to the patient in an insurance company, accredited by the Health Ministry, Vedomosti. At the moment, provided that the compensation will be paid upon the occurrence of death or disability of the third group. In the first case, the payment amount ranges from 500 thousand rubles. And the second - up to 2 million rubles. Perhaps in the future a list of types of damage will be extended, suggest experts. Each year from medical errors kill about 50 thousand people, and persons with disabilities are about 1 million people, results statistics Rosstat. However, innovation must change a lot. Thus, according to the president, "Russian Union of Insurers" Andrew Kigima, the law gives the signal strength-in error to pay. It is true that ideally it would be to introduce liability insurance for doctors, according to some experts. But now it is hardly possible, because with the doctor as a physical person is more difficult to obtain compensation, and if you can, then it is only 20% of earnings. How will it work? People affected by the fault of doctors no longer have to prove their guilt in court. Compensation will need to establish the fact of injury and the fact that it is associated with treatment. A financial ksirovat damage will not health facility and not an insurance company, and a special standing committee headed by the representative of the regional health authority. The committee will include state and federal officials, representatives of professional associations of physicians and organizations to protect the rights of consumers, as well as a doctor from another region in order to make the work of experts has as objective as possible. Moreover, if the fact of damages will be set criminal intent, the insurer has the right to shift the costs of medical institution or individual physician. The very same patient, except for payments received from the insurance company may also sue the doctor or medical facility. According to estimates, "Russian Union of Insurers, is now engaged in this type of insurance can not be less than eight companies. At least, they meet the requirements MHSD: share capital - at least 2 billion rubles. And to the extent of - at least 62 regions, etc.