Mortgage programs with low interest rates, which in some cases reached 8-9%, borrowers can not be surprised. Therefore, banks expanded the range of conditions from which try to attract customers by offering to use the maternity capital, abolishing the initial contribution, and even encouraging borrowers with children. This year, the average interest rate on mortgage loans in the ruble fell to 12%. Reduced rates of almost all the major mortgage banks: Sberbank, Uralsib, DeltaCredit, UniCredit Bank, BZHF, "Rebirth", Raiffeisenbank and Alfa Bank. According to the deputy director general of HMLA Andrew Semeniuk, this year the average interest rate may fall to 11.8%. Some large banks such as VTB 24, already offer loans at 9% per annum. A Savings Bank has launched a new campaign "8-8-8" on which interest rate of 8%. True, we are in this case is a temporary promotions with major limitations: for example, in Sberbank down payment on such a soft loan shall be not less than 50%, and crediting period - no more than eight years. "Rates are already at an optimum level and in the near future are unlikely to be greatly reduced, but their current level could well increase the growth rate of granted mortgage loans at 30%", - deputy director of the department is confident the mortgage lending bank VTB 24 Elena Tarasova. According to the director of the company "Kreditmart" Julia Kupka, this growth will be facilitated by the fact that borrowers have become more confident about their financial situation. However, the low rate now, no surprise, therefore, banks have begun to attract customers using other methods. For details, see the article "At what percentage of mortgages more economical (newspaper RBC daily).
No comments:
Post a Comment