Expert RA has assigned rating of the Bank of Finservice »

The rating agency assigned a rating of Bank Finservice at level B + + ("An acceptable level of credibility"). The bank has a high level of capital adequacy, has had a positive effect on its valuation. A credit institution manages a very extensive network of additional offices and self-service banking terminals. The Bank closely monitors the credit risks. Experts also noted the good organization of business processes. At the same time they pay attention to high rate of overdue debts by individuals. Among the negative factors, according to Expert RA, as well as lack of product variety, low return on equity and low supply of loans to individuals.