According to the newspaper Izvestia, a number of officials from the Office of the President of Russia supports the idea of ??compensation for only part of the invested funds in the bank. While the Deposit Insurance Agency (DIA) compensates the depositors of their savings do not exceed 700 thousand rubles. It is likely that in the future, this amount may increase to 1 million rubles. According to the ideas of officials, if you enter the payment of deposits at the level of 80-90% of the volume of investment, this measure will increase the responsibility of the customer to be more careful in choosing the bank. Currently, participants in the deposit insurance system individuals are 911 of 950 banks registered in Russia. Insurance premium paid by the banks themselves. It is 0,1% of all deposits held in credit institutions. This system has demonstrated its effectiveness. Currently there are no final data for 2010, but it is safe to say that, with regard to pay depositors of bankrupt banks, fund DIA is a few tens of billions of rubles. Therefore, the margin for increasing the maximum amount of the payments there.
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