Wednesday, June 1, 2011

How to become a party mutual fund?

Making the "lazy" ruble not work hard. Give it a mutual fund to "nurture professionals who will make every effort to multiply your capital. Essentially a mutual fund (PIF) - a big bag of money "that brought all sorts of people. "Sitting" on it the management company and its main objective to invest wisely, so he brought a profit. From the profit manager will take a percentage, but most of the divide between all the parties to the "pie" in proportion to their investments. Types of Funds From "share investor" is only required to determine what exactly he wants to fund pay their money: open, closed or timed. In the open you can bring and collect their money at any time, in the interval - only in the designated periods. Private works on the principle "money since I brought it back do not ask." In general, can not pick up until the fund is closed. They are usually created under a project, for example, construction of hotels. And while it did not usher in and will not sell, to dream of profit is not worth it. Buying a stake in mutual funds as an "entrance ticket" is available to everyone, and it's their big plus. The minimum amount to purchase a share of 1-3 thousand rubles. For comparison: 1 share of a large company Norilsk Nickel "will cost 7 thousand rubles. Many of these stocks can not buy. To become a member of the mutual fund, you need a passport to come to the department administering company and write a statement. Followed by transfer money to the fund and within 3 days, you will make in the register of holders of the unit. If we believe the scale of earnings yield mutual funds rated by InvestFunds.RU, since the beginning of the year earned more than any pension fund reserves of Alfa Capital. Capital of each shareholder has grown by 113%. But this is more the exception than the rule. At the 2 nd place VTB - Telecommunications Fund with the result of 19% and the 3-m AMK - RESO Realist - 17%. Not bad, considering that the interest rate on bank deposits only 7-8%.

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