In the complex crisis years, officials have reacted very quickly to the situation. So there was ARIZHK, through which many borrowers were able to breathe a sigh of relief. Borrower, if he have difficulty paying the loan, should not be silent. Must notify the bank or, for example, apply to ARIZHK to help you refinancing, then you have to replace the old loan will receive a new, but milder conditions. List of documents to take advantage of on-lending to write an application to bank credits and to provide a package of documents in AIRZHK. These include: application form, passport copy, copy of employment record, if lost your job, then the certificate of registration in the employment center, a certificate from the bank on the balance of the debt, an excerpt from EGRP, a copy of the loan agreement with the bank. Types of Assistance Organization offers three options for on-lending: • Mixed agreement - the borrower during the year pays no more than 50% from the previous payment • Stabilization credit - available from the funds of the bank, the borrower repays during the year only for the remainder of the debt accrued interest • Stabilization loan - provided at the expense of ARIZHK, the borrower pays interest on the loan
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