Mortgage, as well as football team ever goes to, then for the interest, over the initial deposit, simply from excess of emotion. Does something in the "subprime mortgage front" for the better? Despite the fact that the mortgage market we have a young, change is already there. For example, before lending rate reached "incomprehensible" 50-80%, and today dropped to 10-15% and a term opens the road to 5-7%. Term lending grew from 1.3 years to 30. Reduced monthly payments, many commissions disappear. Appreciated and loved the bankers became more expensive for its customers, and even if there are problems with payment of the debt, try to postpone the appeal to the court. First, try to negotiate peacefully, offers a way out of this situation, additional services. The state is also in the side of the left. Thus, strong support has a tax deduction. On it you will return 13% of property value based on the maximum base of 2 million rubles. That is, if the apartment is worth 4.5 million, return you will be still 13% of the 2 million addition, pay a mortgage can be the parent capital. All these measures are presented to non-affluent people, but with good and stable earnings, an excellent chance to ensure that quickly move into their homes.
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