What could be the key in the mortgage loan?

Relationship on the principle of "you give me money, but I'll leave something as collateral," although there are very long, though its relevance is not lost. Requests that the bank as collateral for mortgage loan now? You have to understand if the property is left in pledge, for example, a bank, the latter provided no return of money it can sell, assign, so it's rightful owner. Therefore, the option "will not return a loan, and then otsuzhu pledge" here does not take place. If the subject of the pledge to follow the letter of the law, then leave in the collateral for the mortgage you can: • plots • enterprises, as well as building, construction • residential houses, apartments and parts of houses and apartments, consisting of one or several rooms • cottages , garden houses, garages and other structures • air and sea vessels, inland vessels and space objects. The last paragraph of lawyers raises questions, simply because the law on state registration of rights to immovable property, no mention of the courts there. But this does not prevent them to this day is the key in the mortgage transaction. Features pledge in the contract of mortgage collateral value must be specified in monetary terms. If, however, this cost will be determined in the future, it should detail the paint when it happens and under what conditions. Borrower may sell, donate, exchange collateral with the consent of the bank. In addition, he must maintain the pledged property in good condition. The Bank has the right to check the status and conditions of the mortgaged property.