Investment management

The Russian market is relatively young, and such services are not widely known. However, the past few years, especially during the economic recovery after the crisis, interest in investing in general and in particular to capital management, increased significantly. One of the issues that are of interest not only those who have already decided to become an investor, but also those who have recently learned of the new financial opportunities for themselves: what is the minimum amount you can give to management investment company? Get started investing in the stock market may be relatively small amounts. But it is necessary to have knowledge that the investment brought the greatest possible profit for as little time period. For this purpose, usually turning to a professional manager. If the collective investment amount, which you have to be small, for example, several thousand, then you can give and in control. What choices you have? With such a start-up capital can participate in collective investment. Purchase of units of investment funds (SIF) is available from the approximately one thousand rubles. General funds of bank management, like mutual funds, funds accumulate a group of investors who, as their common property, invested in certain securities. What are the advantages of collective investment, except for professional management of your money? Starting to invest money in small amounts, you will not be able to provide diversification of your portfolio, respectively, the downside risks are increasing, and the opportunity to profit decline. As long as the funds are managed funds, shares are not closed, money is not withdrawn, there is no real income that is taxable. In other words, even if the fund performs operations with securities, buys or sells them in the interests of investors, you as the owner of the share of the fund's assets to pay tax only on the amount of profits earned from the sale of your unit. Compared with the deposit, you also have the advantage because, by selling shares OFBU or open mutual fund (OUIF) at any time prior to the expiration of the contract, do not lose accumulated by the time the income. However, interval and closed mutual funds are deprived of such a plus. Equity investment funds - another tool of collective investment. Its difference from OFBU and mutual funds that traded the instrument on the exchange. Taxation system for the owners of shares in the AMF and shareholders alike. Introduced in March 1, 2011 the minimum size of lots for trading on the MICEX stock makes equal starting capital for self and for collective investment. The minimum amount - about $ 1000. Individual approach if you want to invest a significant amount, then the choice is wider. You can use the services of individual money management. You own funds in this case will be isolated and will not be part of the common property, as in the collective investment. In addition, the manager will act in accordance with the preferences of your trading strategy. Those who wish to maximize profits, of course, prefer aggressive strategies with high-risk collective inaccessible to investors. The minimum amount for this is around three hundred thousand rubles. However, portfolio structure and management strategy will be the standard. With access to the millions of rubles and more, you can count on a completely individual approach, the choice of tools and strategies solely on your needs. Protecting your interests as an investor, securing control duties in all cases provided in law. In the management agreement can not be made to provisions that are contrary to law or narrows the range of your rights. Transparency of the process is also guaranteed. The choice depends only on your wishes and starting amount. Kochetkov, Stanislav