What documents are needed for the conclusion of a mortgage agreement?

Carrying out any "operations" in the passport office always takes the maximum of "paper" equipment. Unfortunately, to obtain a mortgage loan is no easier - also need "cars" references and "piles" of documents in whatever bank you have not turned back, but you always ask your passport and documents on education, income certificate. At the initial stage of the bank meets a "credit petitioner, determines its financial solvency, potential risks, the availability of collateral. And on top of the bank still ask the credit bureau your "credit history". Key documents • Copy of passport or equivalent identity document • Copy of insurance certificate of pension insurance • Copy of military identification card • A copy of your education • Copy of marriage certificate • Copy of birth certificate • Copy of work that needs to be certified by the employer • Certificate of employment on the amount of income in the form № 2-PIT • Copy of tax returns for the previous reporting period • A copy of the employment contract • Copy of certificate that you stand on the tax authorities more documents This " Paper block in each bank its own, but in general it looks like this: • Copies of passports of those who live with you • Help • Copies of registration of death certificates (spouses, parents, children) • Documents confirm the presence of expensive property • Evidence of ownership of securities • Copies of documents which confirm payment of utility services for the year • Copy of the commercial hiring of an apartment • Documents, which confirm that you have a bank account • Copy of driver's license • Help from the neuropsychiatric and substance abuse clinic Other documents certain types of borrowers Top managers of the company: • A document confirming the absence of the Borrower including the founders of the company owners or co business: • Copies of constituent documents to the order of appointment • Copies of financial statements foreign nationals: • A copy of a work permit on the territory of the Russian Federation • A copy of the visa • A copy of the migration card