Home Credit Bank "updated line of credit in cash, improving conditions for loans in the amount and timing of their delivery. Also significantly expanded lending: if previously you could get credit only if the permanent registration in the region where the works of the bank, now the "Home Loan" began to provide cash loans to customers who have a permanent record in the region adjacent to the region of the loan . This feature is available now in 139 offices in 45 cities of the bank. The maximum amount of cash loans increased from 250 thousand to 500 thousand rubles. In this case, "Home Loan" provides no commissions - not one-time or periodically collected and minimum rate of only 19.9% ??per annum. Moreover, now the credit can be issued for up to 5 years and repay ahead of schedule after 6 months without any penalties. To date, a line of credit cash provided by such products as "simple solution", "optimal choice", "The optimal choice +", "excellent proposal" and "Family comfort", as well as new credit "Express Simple solution, get that can be up to 1 hour, giving the bank only two documents: passport and any other document confirming the identity of the borrower. The Bank continues to set the most flexible requirements for borrowers, the basic principle that: the more documentation a borrower can provide, the better terms of credit would offer him the pot. List of documents received for consideration, also expanded: now when deciding on the loan is taken into consideration the borrower confirmation of additional revenue that can significantly increase the amount of credit granted. "We are pleased to expand the geography of cash loans and cash loans to upgrade the line. Given current economic realities, we are ready once again to increase the amount and terms of loans, adjusted, while the conditions of their issuance and maintenance. Expanding the list of documents will allow the bank to be more confident in the solvency of the borrower, so - to provide him with more favorable credit terms »,
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