MF-Bank banned attract deposits

Central Bank forbade PV-attract deposits of natural persons, the newspaper Kommersant on Wednesday , April 27. The publication refers to the sources familiar with the situation. On site MF-Bank is now (as of April 27, 2011) can not read the terms of deposit: Web page "is under construction." In the PX-Bank " Kommersant confirmed the presence of sanctions, the Central Bank. The press service of the bank told the newspaper that the prohibition on accepting deposits introduced in connection with the change of shareholders: "In the coming days will be announced to merge the bank with large foreign companies. Regulator Sanctions were imposed on April 13 for a three- month and a technical part of the impending deal. "As the newspaper notes, this explanation is not very convincing. According to the law on the Central Bank of Russia" a ban on certain operations of banks used in the event of default by them in time requirements of the Central Bank to eliminate the violations, as well as in the case if there is a real threat to the interests of creditors and depositors. Informal explanation that the publication was obtained from bank employees, and another: "The ban on accepting deposits - a result of inspection by the Central Bank and the Deposit Insurance Agency in February, and revealed in the course of its violations." "We really spent a bank check with the Central Bank earlier this year - confirmed the DIA deputy director Andrei Melnikov. - On our side, interest has been the standard - check their bank promptly form a roster of contributors. With this all been more or less in order" . According to the edition received from a source close to the MF-Bank, the audit of the Central Bank revealed a low quality loan portfolio and the required accrual of reserves, which led to a sharp deterioration in financial condition. According to the ranking of the "Interfax", MF-Bank holds 301 - ranked by assets (5.32 billion rubles).. On April 1, the bank was placed in individual deposits at 2.05 billion loss in the bank at that date amounted to 5.2 million against 10.6 million rubles of profit a month earlier. By According to law firm partner, "Yakovlev & Partners Igor Dubov, a ban on attracting deposits does not mean the final verdict to the bank, but very often lead to revocation of his license. In recent years, as has happened with several banks businessman Matthew Urine, in particular with the conventional Bank and the "Slavic". Similarly, occurred around Multibank, and its owner, Vladimir Romanov after the introduction there is a ban on contributions are also referred to the prepared transaction involving the bank. The latest example - Sotsgorbank. At the same time from the reporting of most troubled banks should not have that situation in which threatens the interests of creditors and depositors. "Outwardly, MF Bank appears to be quite stable, the Central Bank met all the requirements" - says analyst Dmitry PSB Monastyrshin. Checking Bank could come to the bank in order to anticipate the emergence of problems, once against the owner was criminal case, he said. In January Zamoskvoretsky court in Moscow has recognized the ex-senator from Kalmykia Igor Provkina, which owns 97.96% stake in MF-Bank, guilty of sexual assault and appointed him to four years imprisonment. Previously, 2004, accusations of sexual harassment actually cost him the post of governor of the Pskov region, reminiscent of "Kommersant." themselves scandals involving the owner of the bank is not a formal occasion for inspection by the regulator, but can lead to increased reputational risk with all its consequences, noted market participants.