According to FAS, approved by the Bureau of SAR changes in the rules match, only seven insurance companies from more than 160, which violates the principle of market competition. Therefore, in the case of entry into force of amendments Antimonopolschiki ready to open a case against PCA. Recall that on February 19 Bureau of PCA approved changes to the rules profdeyatelnosti concerning the procedure and terms of engagement of participants SAR and their representatives in addressing the requirements of the victims and payments are made. Under the changes, the insurance company should be in every region of the branch to receive statements from victims and the implementation of the payoff. Where the company has no subsidiaries, its representative must be another insurer that has its branch network throughout Russia. According to the law on compulsory motor TPL insurer, which has no branch in a particular region, may enter into an agreement with any other insurer, presented in this subject of Russia. FAS is, recalling that "the law on compulsory motor TPL does not provide for an obligation to have branches in every region of the Russian Federation for insurer providing OSAGO, and for its authorized representative, concludes that" the decision of the Presidium of RAMI introduced requirements for insurers, as well as their representatives who are not provided by law. " According to FAS, such additional requirements are currently satisfied only seven insurers offering compulsory motor TPL, which is less than 5% of the members of the SAR. The list of insurers FAS did not disclose. According to RBC daily, the new rules in compliance with: VSC, ROSNO, RESO-Garantia, Rosgosstrakh, Ingosstrakh, "Russian World" and "Spassky gate". As reported by the FAS, the changes "harm the interests of more than 150 insurance companies - members of SAR, which leads to restriction of competition in the market OSAGO. In a letter to Andrew Kashevarova in SAR states that "consideration of the SAR are to coordinate the economic activities of insurance companies - members of the PCA, which causes or is likely to lead to the establishment of conditions for participation in professional associations that restrict competition." "These changes in the rules are not yet effective: they are not coordinated with the Finance Ministry - told RBC daily, the head of financial markets, FAS Julia Bondarev. - In addition, the SAR decision of the Presidium of April 16, suspended the approval of changes in the rules." However, as said Ms. Bondarev, the entry into force, will be grounds for legal action in respect of action for violation of RSA Part 3. 11 of the Law on Protection of Competition. As told RBC daily, the first deputy general director of Rosgosstrakh Dmitry Makarov, it was assumed that the changes will take effect later this year. "The plan was to unify these forms of providing financial security for an insurer that requires a representative of the conditions of termination of the contract and provide services representative" - ??says Mr. Makarov. According to him, Rosgosstrakh - OSAGO largest insurer - has no plans to provide its nationwide network as a representative. "The Bureau of PCA believes that under the system of direct compensation for losses (SSP), all insurance companies - members of the PCA would have to have branches in every region of Russia - Dmitry Makarov adds. - The law is not provided, although I think it should be . Quickly make it impossible, so as an interim measure could be to use the infrastructure of insurers with branch network across Russia. " According to Mr. Markarova, surrogates such representations in the form of some "pools" of two or three dozen companies - profanity and defamation of the SSP. And the best way of competition - is to create companies of their branch networks. " "If thirty insurers, each of which has three branches, will sign contracts with each other, there cabal of companies with obscure reliability - just like in OSAGO insurers create the most problems - says CEO Ingosstrakh" Alexander Grigoriev. - So X-ray was decided that the agreements were signed only with those insurers who have a network across Russia and have no desire to leave the market OSAGO. "We are not afraid of a possible limit on the number of insurers with whom you can sign the agreement - said the general director of Zurich. Retail Harry Delba. - On the other hand, we are not represented in all regions, so any restriction on companies in such a hard structure does not correspond to our interests. Theoretically, this could lead to an increase in the value of the contract with a representative. "
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