State-owned banks exceeded the plan

Last year, the individual deposits in Sberbank and VTB 24 has exceeded the projected growth. According to the Deposit Insurance Agency (DIA), the inflow of deposits in 2010 broke the record in 2009 despite the fact that during the year, interest rates continued to fall, reported Vedomosti. Thus, in Sberbank deposits of natural persons increased by 27.4%, although the expected increase was only 26.1%. As a result, the bank attracted 4.809 trillion rubles. Similar results have been achieved and "VTB 24" increased the volume of deposits at 45.5% instead of the projected 40-41%. However, private banks have also shown good results. Per year increase in deposits in Uralsib was 35%, "Raiffeisenbank" - 10,7%, and in Promsvyazbank - 10%. A total of 2010 clients of banks have increased their savings by 30%. This is despite the fact that the maximum interest rate in the ten largest credit institutions of the country since early January fell by 0.1% to 8.25% per annum. According to experts, this year's contributions will also enjoy popularity among the population. In early 2011, deposit rates were fixed at around 8.25% per annum, which was below the inflation rate for the year. True, in order to attract new customers, some banks may again raise rates on deposits, according to market participants. The fact that the validity of amendments to the Law On Insurance "is over, and this means that from 1 January of the Central Bank no longer has the right to control interest rates on ruble deposits.