Russians have hoarded in banks more than 9 trillion rubles.

Despite the high inflation rates, the accumulated surplus will continue in 2011. According to official information of the Central Bank, the maximum interest rate in the ten largest credit institutions of the country since early January fell by 0.1% to 8.25% per annum. Currently, various banks are offering to open their deposits at 6.10%. Deposit their money at high interest rates in most cases can only be having an amount of at least 1 million rubles. This investment is risky, since the state of the insurance program is guaranteed to return no more than 700 thousand rubles. of the failed bank. The central bank began to monitor the highest rates since July 2009. His areas of interest include: Sberbank, UralSib, Bank of Moscow, VTB, Alfa-Bank, Rosbank, Gazprombank, Raiffeisenbank, "MDM-Bank" and "PSB" , which is up to 70% of the deposits of Russians. Since the beginning of the accounting period the maximum rates on deposits in these institutions decreased by 6.77% (originally 15.02%). Past New Year's Eve did not become a reason for raising interest rates, because many banks no longer need an inflow of funds from the public. Hot Deals appeared in only three out of ten banks tracked, according to Kommersant. According to the Deposit Insurance Agency (DIA) in 2010, clients of banks have increased their savings by 30%. In November, the amount of funds on deposit exceeded 9.25 trillion rubles. It is likely that in the coming year, growth will amount to slightly less than the index. The head of the DIA, Alexander Turbanov announced its forecast: +22%. This trend has once again stressed that the Russian people have continued to strengthen its financial position and the main instrument for the conservation funds for them are deposits with banks.