There has been an outflow of bank deposits

According to statistics released by the Central Bank, the assets of credit institutions decreased by 0.6 trillion rubles. While at 0.5 trillion rubles. fewer in the 30-ke country's largest banks. The largest exodus took place in the accounts of companies, which decreased by 10%, while household deposits decreased by 88.4 billion rubles. (1%). The largest outflow was observed in the "Savings Bank" - 101.7 billion rubles., The second was the Bank of Moscow, where deposits decreased by 5.7 billion rubles. "In my opinion, the reason for the outflow of funds from private individuals, in addition to seasonal factors, such as the long Christmas weekend, was the fact that the real rate of return of most of ruble deposits was negative. In December 2010, the maximum interest rate for deposits in Russian rubles in ten lending institutions, which attract the largest amount of deposits of individuals amounted to 8.35% per annum. In this case, inflation up to 2010 has reached 8,8% »,