What accommodation is available to buy mortgage?

Housing fund our nation's rich and varied, though the fauna of South America: you can find a hostel, barracks, houses, historic buildings. But we are concerned that this will allow the bank to acquire a mortgage? All banking requirements for the type of housing have one simple explanation: any property should be profitable. That is, it can be easily and quickly sell it, in case of any problems with credit debt. Inspection So in most cases, banks denied mortgage, when it comes to apartments in the barracks, hotels, hostels and buildings constructed before 1957. Particular attention is paid to technical aspects of the banks. The house in which the living space should not be in the emergency / dilapidated. The borrower can only buy a separate apartment, but no part of it. There must be conducted electrical networks, gas, heating, available kitchen and bathroom with hot and cold water. Also, housing must conform to the outline BTI and not have illegal alterations. Conditions can not buy an apartment that used to be in your property or are currently owned by relatives. By law you can not sign a contract and get credit for the purchase of municipal or public housing. The apartment does not have to be registered and can not be owned by minors. It should not be subject to bail or to have any encumbrance. To get rid of the additional issues will ask the bank to insure the property on three risks: the loss of title, property, and damage the apartment.